Breakfast Briefing – Retirement, Pensions and Succession Planning: Finding The Best Savings Route For Your Client

About

The reach of the new pension freedoms is starting to be realised in the wealth management industry, from catering to the increase in advice and risk profiling necessary to help clients maintain their savings throughout their retirement period, to optimal estate planning and wealth transfer techniques. This breakfast briefing will assess lessons learned six months in to the new reforms, as well as what practitioners must do to ensure the sustenance of client wealth moving forward. Points to be covered include:

  • Innovative products on offer to efficiently make gains in a pension fund – matching longer-duration products with appropriate risk-profiling
  • Tackling lifetime allowance limits with alternatives for pension savings routes such as ISAs
  • Ongoing client education, from longevity risks to the new complication of tax pictures
  • Estate planning – how bequeathing can be used as a wealth transfer tool
  • Adapting wealth structures for effective succession planning, such as the use of child pensions and trusts
  • What can be learnt from the Australian pension reform experience?

Agenda

08.15 – 09.00 – Breakfast and networking
09.00 – 10.30 – Panel session and Q&A

10.30 – 11.00 – Networking and refreshments


logistics

Date and Time

Date: Thursday 19th November • 2015
Time: 8:15 am – 11:00 am

Venue

Carlton Club

Address: 69 St James's Street, London, SW1A 1PJ

Telephone: +44(0) 020 7493 1164


Speakers

Adrian Walker

Retirement Planning Manager

Old Mutual Global Investors

Adrian joined Old Mutual Wealth in 1989 as pensions development manager, since then his role has continued to evolve within the organisation. He is currently retirement planning expert at Old Mutual Wealth. Adrian started his financial services career in 1977 working with both Schroder Life and Vanbrugh Life in helping to deliver their pension solutions to the adviser marketplace.

He has continuously worked in the pensions field since that time, developing and specialising in technical support on pension related issues to the financial adviser market and liaising with regulatory bodies on pension related matters.

Gary Heynes

Partner and Head of Private Client

RSM

Gary is the national head of private client at RSM (formerly known as Baker Tilly), one of the largest tax advisory and compliance teams in the UK for individuals, trustees (onshore and offshore) and estates.

Gary has wide experience of private client tax issues and advises many entrepreneurs, business owners, UK non-resident and non-domiciled individuals and trustees both in the UK and offshore on a variety of UK tax matters. Gary is also an associate of the chartered institute of taxation. Gary has been named one of private client’s 50 Most Influential 2015 – an award designed to identify, recognise, promote and introduce the leading practitioners of the private client professions. Those that have made it onto the list are the leaders when it comes to providing the best possible advice and service for clients and innovation in the way the needs of wealthy individuals are met.

James Gladstone

Wealth Planning Director and Team Head

Cazenove Capital Management

James Gladstone is wealth planning director and team head at Cazenove Capital Management. He is responsible for advising individuals and wealthy families on estate planning and investment structuring, pensions and general financial issues; many of which are international in nature. James also manages the team of wealth planners at Cazenove Capital Management. Previously he was head of financial Planning at UBS and financial planning director at Rathbones. James is a chartered financial planner.

John Barrass

Deputy Chief Executive

Wealth Management Association

John Barrass specialises in regulatory and financial crime issues at both EU and international level, following over 12 years from 1988-2001 running international regulatory policy for two years for the then Department of Trade and Industry, for the SIB when he went there from DTI to Head their International Relations Department, and for the FSA when after the SIB he joined their International Policy Coordination and European Affairs Department in the Chairman’s Office. Immediately prior to joining the WMA John was for over 5 years Head of CFA Institute Centre for Financial Market Integrity in Europe, the Middle East, and Africa, and for the 12 years preceding his short stint at the DTI he was, as a Russian and Czech speaker, in HM Diplomatic Service immersed in Soviet and East European business and East-West relations. John was educated at Cambridge University in Economics and has a Masters degree in Russian and Soviet Affairs from the University of Essex.

 

Sean Jones

Complex Pensions Specialist

Coutts

Sean has been in the pensions industry for 25 years, working for Commercial Union and Scottish Mutual before becoming an adviser to high net worth clients, individuals and corporate. He has extensive experience in dealing with small self-administered schemes (SSASs) and self-invested personal pensions (SIPPs) in particular, but also other types of pensions, including defined benefit schemes. His role at Coutts involves giving advice on its complex pension cases, as well as providing input into its advice guidelines and ad hoc projects. Recently Sean has been involved with assessing the implications of the new freedoms in pensions as far as Coutts' clients are concerned. he is a fellow of the Personal Finance Society and a chartered financial planner.


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